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How much exercise is good for you?

Let’s keep this real. For the majority, the idea of regular exercise is not a top priority. The closest most come to it is watching reality shows like The Biggest Loser in which celebrity trainers try to persuade unhealthily overweight families to change their lives for the better. Which, of course, brings us to the [...]

Thinking long-term

When you are saving for your retirement and use a 401k account, you are thinking long-term. The fact stocks in your portfolio might rise or fall is irrelevant so long as you both receive dividends and, over time, the stocks’ value rises more than inflation. If this applies to you, the value of your saving [...]

Credit score and other factors in calculating premium rates

When companies calculate car insurance rates and more exactly – the premiums – there is a controversy in a way, as irrelevant factors often seem to be taken into account to increase the rates. Many people believe the sole basis of the calculation should be the skill and experience of the driver. The highest rates [...]